Best Bank Switch Bonuses UK
Current-account switch bonuses are usually the highest-value beer money offers. Start here if you are happy to use the Current Account Switch Service and can meet the deposit, card-spend and Direct Debit rules.
How to choose a bank switch bonus
Start with eligibility, not the headline reward. A £220 switch bonus is only useful if you are not blocked by previous-account rules and can complete the pay-in, card-spend and Direct Debit conditions.
Then compare friction. Some offers pay more but need higher deposits, card spending or specific Direct Debits. Others pay slightly less but are faster or easier to complete.
Keep this page as the master checklist, then use the individual offer and comparison pages when deciding which switch to do next.
No-switch bank app alternatives
If you do not want to close and switch an old account, use the Chase, Monzo and Zopa Biscuit referral comparisons instead. They are lower value, but they do not use the full Current Account Switch Service.
Useful no-switch comparisons are linked below.
0 offers listed
Related comparisons
Chase UK vs Monzo Referral Offers
Chase UK vs Monzo referral offers compared by reward size, account setup, qualifying action and payout friction.
Chase UK vs Zopa Biscuit Referral Offers
Chase UK vs Zopa Biscuit compared by reward, what you must do, app-bank setup and payout timing.
Monzo vs Zopa Biscuit Referral Offers
Monzo vs Zopa Biscuit compared by app setup, referral requirement, reward certainty and deposit friction.
FAQ
- What is the best UK bank switch bonus right now?
- The best route depends on whether there is a PullGuide referral path, the headline reward, and whether the eligibility rules fit you. Check whether you have held an account with the same banking group before applying.
- Can I do more than one bank switch bonus?
- Yes, but space applications sensibly and keep track of previous bonuses. Some banks exclude customers who received a bonus from the same group in recent years.